YES IN GOD’S BACK YARD

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Faith-based communities have always played a vital role in supporting families and fostering strong, connected neighborhoods. Today, these organizations have a unique opportunity to directly address the growing housing crisis by utilizing their land for affordable home development.

With the passage of Yes In God’s Backyard (YIGBY) legislation, faith-based organizations across Texas will have the ability to convert underutilized land—such as vacant lots, parking areas, and adjacent church properties—into housing as a matter of right. This means that congregations can actively participate in revitalizing rural communities while ensuring that more families have access to stable, high-quality homes.

The Quantum American Dream™ App is designed to support this initiative by helping rural families navigate the path to homeownership with zero-down payment mortgages, financial education, and energy-efficient homes that lower the total cost of living.

Unlocking the Power of Faith-Based Land for Housing

Many religious institutions own significant land assets that could be repurposed into high-quality, attainable housing for local families, teachers, first responders, and essential workers. By partnering with Quantum America, faith-based communities can:

Transform Church-Owned Land into Housing – Develop homes on unused or underutilized property to support congregation members and the broader community.

Support Congregational Growth & Sustainability – Generate revenue to sustain religious missions while fulfilling a faith-driven commitment to community service.

Empower Families with Homeownership – Help rural residents transition from renting to homeownership with innovative financing solutions.

Provide Long-Term Stability & Community Building – Strengthen the local workforce and economy by keeping families in the community.

Through public-private collaboration, faith-based organizations can become catalysts for change, ensuring that their land serves a higher purpose—providing shelter, security, and financial empowerment to those in need.

The Quantum American Dream™ App: A Faith-Aligned Solution for Homeownership

The Quantum American Dream™ App simplifies the homebuying process by providing a structured pathway to mortgage readiness and financial fitness. Faith-based organizations can partner with Quantum America to help members of their congregation and the wider community access homeownership through:

Home Economics & Financial Education – Learn to budget, build credit, and save for homeownership.

Zero-Down Mortgage Assistance – Unlock access to Quantum Mortgage™, featuring USDA Rural Home Loans with no down payment.

Home Search & Closing Support – Use the app to find eligible homes and navigate the purchase process with ease.

Home Management & Cost Reduction – Lower total homeownership costs through Quantum’s Zero Energy Ready Homes and preferred pricing on utilities, insurance, and maintenance.

The Quantum Mortgage™ – A Game Changer for Faith-Based Housing Initiatives

Faith-based communities that develop housing on their land can offer zero-down mortgage solutions through Quantum America’s partnership with the USDA Rural Loan Program. This program eliminates the financial barriers that often prevent rural families from achieving homeownership.

Key Features of the Quantum Mortgage™:

$ Down Payment – Removes one of the biggest obstacles to homeownership.

Lower Interest Rates – Ensures affordable monthly payments.

Flexible Credit Requirements – Supports first-time buyers and helps optimize credit scores.

Energy Savings – Precision-built homes reduce energy bills through solar + battery storage.

By integrating Quantum Mortgage™ solutions within faith-based housing projects, congregations can ensure more families achieve financial security through homeownership.

Powering Homes: The Future of Affordable Living

Faith-based housing developments can go beyond traditional homeownership by offering energy-efficient living with built-in sustainability benefits.

Zero Energy Ready Homes – Solar-powered homes with battery storage drastically reduce monthly utility costs.

Home-Powered EV Charging – Families can charge electric vehicles at home, cutting fuel costs.

Significant Cost Savings – Rural residents save thousands of dollars annually on housing and transportation expenses.

Through the Q Zero Warranty™, homeowners receive three years of zero-cost power, further lowering the financial burden of homeownership.

Addressing the Rural Housing Crisis with Faith-Based Leadership

Texas’ Housing Challenge:

Texas needs 306,000 more homes to meet current demand.

Over 75% of Texas land is rural, yet affordable housing remains scarce.

Faith-based organizations can bridge this gap by providing housing solutions in rural and underserved areas.

A Nationwide Need for Faith-Based Housing Solutions:

60 million Americans live in rural counties, yet many lack access to affordable, energy-efficient homes.

Many faith-based organizations own underutilized land that could be converted into housing.

By partnering with Quantum America, USDA, and local governments, faith-based organizations can lead a national movement to transform underutilized land into thriving housing communities.

How Faith-Based Communities Can Get Involved

Convert Land into Housing: Transform church-owned property into affordable housing developments.

Launch Pilot Programs: Partner with Quantum America to bring the Rural Housing Initiative to local communities.

Use the Quantum American Dream™ App: Help congregation members access zero-down mortgages and financial education.

Build Partnerships: Collaborate with Texas A&M University, local governments, and housing organizations to expand faith-driven housing efforts.

A Faith-Based Commitment to Housing & Community Renewal

Through the Quantum American Dream™ initiative, faith-based communities can embrace their mission of service, sustainability, and community support by addressing Texas’ rural housing shortage.

Build homes on church land to strengthen the community.

Provide congregation members with an affordable path to homeownership.

Use land assets to create long-term financial sustainability for faith-based institutions.

Revitalize rural communities by keeping families close to their jobs, schools, and places of worship.

With Quantum America and faith-based leaders working together, we can transform underutilized land into thriving, resilient, and financially sustainable communities for generations to come.

Join the Movement – Faith & Housing for a Better Future